Privacy Notice

provided by MBVMCU

Facts:   What does Maternity BVM Credit Union do with your personal information?

Why:    Financial companies choose how they share your personal information.  Federal law gives consumers the right to limit some but not all sharing.  Federal law also requires us to tell you how we collect, share, and protect your personal information.  Please read this notice carefully to understand what we do.

What:     The types of personal information we collect and share depend on the product or service you have with us.  This information can include:

• Social Security number and income
• Account balances and payment history
• Credit history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice.

How:       All companies need to share member’s personal information to run their everyday business.  In the section below, we list the reasons financial companies can share their member’s personal information; the reasons Maternity BVM Credit Union chooses to share; and whether you can limit this sharing.

Questions:   Please call (815) 932-7131

Reasons we can share your personal information.

For our everyday business purposes – such as to process your transactions, maintain your account(s); respond to court orders and legal investigations, or report to credit bureaus.

• Does MBVMCU Share:   YES
• Can you limit this sharing:   NO

For our marketing purposes – to offer our products and services to you.

• Does MBVMCU Share:   NO
• Can you limit this sharing:  NO

For joint marketing with other financial companies.

• Does MBVMCU Share:   NO
• Can you limit this sharing:  WE DON’T SHARE

For our affiliates’ everyday business purposes – information about your transactions and experiences.

• Does MBVMCU Share:   NO
• Can you limit this sharing:  WE DON’T SHARE

For our affiliates’ everyday business purposes – information about your creditworthiness.

• Does MBVMCU Share:   NO
• Can you limit this sharing:  WE DON’T SHARE

For non-affiliates to market to you.

• Does MBVMCU Share:   NO
• Can you limit this sharing:  WE DON’T SHARE

What we do

How does Maternity BVM Credit Union protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.  These measures include computer safeguards and secured files and buildings.

How does Maternity BVM Credit Union collect my personal information?

We collect your personal information, for example, when you:

• open an account or deposit money
• pay your bills or apply for a loan

Why can’t I limit all sharing?

Federal law gives you the right to limit only:

• sharing for affiliates’ everyday business purposes – information about your creditworthiness
• affiliates from using your information to market to you
• sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates:   Companies related by common ownership or control.  They can be financial and nonfinancial companies.

• MBVMCU  has no affiliates

Non-affiliates:   Companies not related by common ownership or control.  They can be financial and nonfinancial companies.

• MBVMCU  does not share with non-affiliates so they can market to you

Joint marketing:   A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

• MBVMCU doesn’t jointly market